Updates - 23rd April 2006
A few juicy little tidbits here today.
Down To Business
Starting with some positive stuff here's some word on Down To Business.
Hey guys I had another payout from D2B in my E-Gold this morning! She keeps rolling along.
Here's some more tidbits from TJ:
"Hi TJ,
I have been following d2b for sometimes, and I have a few questions to be cleared about. What is the maximum amount to invest, and also what was the largest investment amount made? Have you ever missed, well not missed.. delayed any payments?
---------------
Maximum amount to invest is any amount you can afford to lose. I know this is bad business practice for me to be always saying it, but i've explained so many times throughout the thread the reason why I say it.
If you made a big deposit and suddenly i reach my 25 K ceiling, the surplus would be immediately refunded.
"Afford to lose" is different from "amount you dont want to lose" since no one here wants to lose money. I'm saying, "dont invest your retirement money, grocery money, child tuition money, etc."
So far, d2b has not missed the targeted 40% Profit.
Payments has been delayed for as much as 4 days I think, but only once. Then i think there was a time i was delayed for a couple of days.
Payments however, has been paid EARLY multiple times, as much as 4 days before deadline."
Remember to put 00 in the memo of your spend, as well as your own email address.
UdachuInvest
UdachuInvest is back up (a little slow sometimes but they're getting there.) You also need an invite code now, so if you're interested and need one, you could always try emailing me. My email address is in the side bar. *hint hint*
FX-Experts
Marcos has got good old FX-E back up now too, however you may have to use https:// in front of the site for now.
However as of now the site is in a 'read only' mode so you can't make changes to your profile - and any deposits will not show up as pending or be added to your account - don't worry, Marcos is aware of this and is manually fixing the problem.
PhoenixSurf
Well earlier they disabled upgrades.
Then they reupgraded them.
Then they sent out an email to remind members that the 22nd is not a surfing holiday so remember to surf.
Then there's this:
"Dear Members,
We have a very special announcement! Our founder/CEO Jonathan Mikula will be speaking on Sunday night's conference call. Mr. Mikula will be discussing some incredible additions to the NME business plan as well as making the general announcement of the NME Convention in July.
This convention will be an industry first and we encourage all of our members to listen to Mr. Mikula describe the features and events our members can look forward to. Please be sure that you and your team make it on this call! Also, please dial in at least 5 minutes early as calls with Mr. Mikula are always full and we only have 500 lines available! This is the one call you do not want to miss!
Call in #: (641) 297 8000- pin number 195497#
See you on the call,
NME"
But most importantly is the forthcoming debit card. Here is the info on it:
"NMEDebit Card fees:
22.95 – One time charge to purchase NMEDebit Card
4.95 – Card loading fee
1.50 – ATM withdrawal fee
4.50 – ATM International withdrawal fee
.50 – ATM balance check
3.00 – Transfer from card to card
4.95 – Transfer from card to check
5.00 – If you would like a Monthly Statement
9.95 – If you would like Monthly help/support
15.00 – Lost/Stolen card
0.00 From Card to Phoenixsurf
3.5% From Phoenixsurf to Card
The NMEDebit Card will have the following incredible features:
* 100% approval!
* Can be used on over 210 countries and territories and growing!
* Safer than cash!
* Funds conversion to local currencies at local ATMs
* Better currency conversion rates!
* Instantly send money worldwide to family and friends using the card to card transfer function!
* Immediate use of funds!
* Check your account balance online or at an ATM!
* Move money just by making a phone call!
* FDIC insured up to $100,000!
* 100% direct deposit for the workplace!
* Transfer money from your debit card to your bank account!
* Card to check transfer: write checks from your card for billpay!
* Download real time account statements!
* Ability to search transactions and track usage!
Other notes about the card:
-You do not have to be a member of NMEGlobal to receive this debit card.
-You load the card by either ACH or by Bank Wire (bank wire fees may occur)
-No charge to use your card in stores for purchases.
-There is no charge to view your balance online....only at an ATM
-To card from bank (24-48 hrs) for deposit to post to debit card
-Card to PS (instant) purchase PS to Card (Instant) cashout (When your ad package expires either for FT or 7 Business days)
-You do not have to have the card in hand to use your card online. (24-48 hour wait after registration and it’s ready to go)
-Card will take probably 6 weeks to physically receive in mail.
-NMEDebit Card will not be interchangeable with any other VM or debit cards.
-You are not able to get the debit card right now. We will let everyone know when you are able to do this. It will be posted in the forum, as well as accessible from the homepage of NME and Phoenixsurf.
-You will have to have two different cards for two different people; two different accounts with PS
-This is not a payment processor, but a Debit Card.
-When NMEPay comes out, we are keeping the VM card.
-Card is purchased through Paypal. One time fee!
The debit card serves as a bank account, it has a routing number and an account number. It is in a real bank!
-You have a secret number that is 6 digits long that you will choose for online processing, and a four digit pin number for offline purchases.... The VM card will have the NME Logo on it and an account number that will be registered with NMEGlobal, so there will be no mix-ups.
-There is like a 4.95 monthly maintenance fee on the card. This is the only reoccurring charge. I do know that all fees are basically the same for all countries except for the ATM fee; we don't have any decisions over these fee's. They are VM fees and not PS fees.
-The Debit card is replacing Egold, so everyone will have to purchase the card if they are to continue to buy advertising purchases
-Pheonix/NME do not own or operate VM.
-Virtual Money is backed by the Southwest Bank of Forth Worth, TX.
Levels for verification process!
0-2500.00 (only information required is registration information)
2. 2500.00 - 10,000.00 (2 sources of ID and a photo ID)
3. 10,000.00 And Higher (Bank Verification, Utility Bill, Telephone Bill, Photo ID) All with name and address of the card holder! (phone bill must show your phone number)
* These amounts are an average monthly balance (The average monthly balance for a bank account, for example, is the sum of ending daily balances divided by the number of days.)
* You will be able to submit your information either by fax to Virtual Money or by an email to them by uploading your scanned documents. Any format with .jpg, gif, bmp are acceptable!
Please keep in mind that you should get this information ready and available for when the card is ready for registration. Some of you may not have the ability to fax or scan, so take them to a copier place and have them scan them for you. This way you can have this information when the time comes.
Your Virtual Money Back Office:
In your back office, this is what you will see:
balance.....history.....transfer.....profile.....f ees.....statement....support....faq.....news.....
You will also be able to do these things.....
1. See your current and available balance....
2. See your monthly statement for your Card
3. See your recent card history and search through previous transactions
4. Transfer funds to another VM card, to a bank, or to write a check
5. To see the usage fees for your card.
Funding Your Card:
1. Card to Card
2. Direct Deposit
3. ACH to Card
4. Loading Terminals (Your card can be loaded directly through any Wachovia or Wells Fargo Banks. Visit a local branch; provide your card, Identification and Virtual Money’s Routing Code)
5. Bank Wire
A mass email will be sent out to all Phoenixsurf members when it is time for you to order the cards. Again, once you fill in your registration, you will wait 48 hours before you can activate your account. Once your account is activated, you can start funding that card immediately. The mass email will explain more.
Well... it has come to my attention that the debit cards will be replacing E-Gold completely within Phoenix Surf.
Count me out. I'll probably continue to make small upgrades but even if they pull the debit card off, they're payment processor is coming as well and moving everything 'in house' which is NOT a good thing. Too much verification, too much mucking around, etc. just to be paid out... And we all know how situations like this have panned out in the past.
I'm gonna keep small spends in and see how it goes and if it is pulled off without a hitch and is still here in a few months... then I might reconsider. Maybe!
WiredSurf
In preparation for their switch to the new terms of their program it seems that many people's payments are quite late, quite a few past the 7 business day threshold.
I wouldn't reinvest (anything worthwhile) here at the moment, but give them a little time to implement their new stuff and see how it pans out - the payments could have just slowed because of all the new implementations.
So it looks like CompactSurfing is definitely the best surf at the moment... I'm definitely issuing yellow flags for the other two.
HOWEVER - everyone's such big fans of surfs? Why? You have to remember that they are basically prolonged ponzis in general, perhaps prolonged partial ponzis.
Maybe one day the holy grail of autosurfs will pop up, but in the meantime they are games, educated guesses (so a better punt than a "200% in one day HYIP" punt.)
What I don't get is why people aren't checking out stuff like FX-Experts more. Bear that in mind. :)
Ciao.
Down To Business
Starting with some positive stuff here's some word on Down To Business.
Hey guys I had another payout from D2B in my E-Gold this morning! She keeps rolling along.
Here's some more tidbits from TJ:
"Hi TJ,
I have been following d2b for sometimes, and I have a few questions to be cleared about. What is the maximum amount to invest, and also what was the largest investment amount made? Have you ever missed, well not missed.. delayed any payments?
---------------
Maximum amount to invest is any amount you can afford to lose. I know this is bad business practice for me to be always saying it, but i've explained so many times throughout the thread the reason why I say it.
If you made a big deposit and suddenly i reach my 25 K ceiling, the surplus would be immediately refunded.
"Afford to lose" is different from "amount you dont want to lose" since no one here wants to lose money. I'm saying, "dont invest your retirement money, grocery money, child tuition money, etc."
So far, d2b has not missed the targeted 40% Profit.
Payments has been delayed for as much as 4 days I think, but only once. Then i think there was a time i was delayed for a couple of days.
Payments however, has been paid EARLY multiple times, as much as 4 days before deadline."
Remember to put 00 in the memo of your spend, as well as your own email address.
UdachuInvest
UdachuInvest is back up (a little slow sometimes but they're getting there.) You also need an invite code now, so if you're interested and need one, you could always try emailing me. My email address is in the side bar. *hint hint*
FX-Experts
Marcos has got good old FX-E back up now too, however you may have to use https:// in front of the site for now.
However as of now the site is in a 'read only' mode so you can't make changes to your profile - and any deposits will not show up as pending or be added to your account - don't worry, Marcos is aware of this and is manually fixing the problem.
PhoenixSurf
Well earlier they disabled upgrades.
Then they reupgraded them.
Then they sent out an email to remind members that the 22nd is not a surfing holiday so remember to surf.
Then there's this:
"Dear Members,
We have a very special announcement! Our founder/CEO Jonathan Mikula will be speaking on Sunday night's conference call. Mr. Mikula will be discussing some incredible additions to the NME business plan as well as making the general announcement of the NME Convention in July.
This convention will be an industry first and we encourage all of our members to listen to Mr. Mikula describe the features and events our members can look forward to. Please be sure that you and your team make it on this call! Also, please dial in at least 5 minutes early as calls with Mr. Mikula are always full and we only have 500 lines available! This is the one call you do not want to miss!
Call in #: (641) 297 8000- pin number 195497#
See you on the call,
NME"
But most importantly is the forthcoming debit card. Here is the info on it:
"NMEDebit Card fees:
22.95 – One time charge to purchase NMEDebit Card
4.95 – Card loading fee
1.50 – ATM withdrawal fee
4.50 – ATM International withdrawal fee
.50 – ATM balance check
3.00 – Transfer from card to card
4.95 – Transfer from card to check
5.00 – If you would like a Monthly Statement
9.95 – If you would like Monthly help/support
15.00 – Lost/Stolen card
0.00 From Card to Phoenixsurf
3.5% From Phoenixsurf to Card
The NMEDebit Card will have the following incredible features:
* 100% approval!
* Can be used on over 210 countries and territories and growing!
* Safer than cash!
* Funds conversion to local currencies at local ATMs
* Better currency conversion rates!
* Instantly send money worldwide to family and friends using the card to card transfer function!
* Immediate use of funds!
* Check your account balance online or at an ATM!
* Move money just by making a phone call!
* FDIC insured up to $100,000!
* 100% direct deposit for the workplace!
* Transfer money from your debit card to your bank account!
* Card to check transfer: write checks from your card for billpay!
* Download real time account statements!
* Ability to search transactions and track usage!
Other notes about the card:
-You do not have to be a member of NMEGlobal to receive this debit card.
-You load the card by either ACH or by Bank Wire (bank wire fees may occur)
-No charge to use your card in stores for purchases.
-There is no charge to view your balance online....only at an ATM
-To card from bank (24-48 hrs) for deposit to post to debit card
-Card to PS (instant) purchase PS to Card (Instant) cashout (When your ad package expires either for FT or 7 Business days)
-You do not have to have the card in hand to use your card online. (24-48 hour wait after registration and it’s ready to go)
-Card will take probably 6 weeks to physically receive in mail.
-NMEDebit Card will not be interchangeable with any other VM or debit cards.
-You are not able to get the debit card right now. We will let everyone know when you are able to do this. It will be posted in the forum, as well as accessible from the homepage of NME and Phoenixsurf.
-You will have to have two different cards for two different people; two different accounts with PS
-This is not a payment processor, but a Debit Card.
-When NMEPay comes out, we are keeping the VM card.
-Card is purchased through Paypal. One time fee!
The debit card serves as a bank account, it has a routing number and an account number. It is in a real bank!
-You have a secret number that is 6 digits long that you will choose for online processing, and a four digit pin number for offline purchases.... The VM card will have the NME Logo on it and an account number that will be registered with NMEGlobal, so there will be no mix-ups.
-There is like a 4.95 monthly maintenance fee on the card. This is the only reoccurring charge. I do know that all fees are basically the same for all countries except for the ATM fee; we don't have any decisions over these fee's. They are VM fees and not PS fees.
-The Debit card is replacing Egold, so everyone will have to purchase the card if they are to continue to buy advertising purchases
-Pheonix/NME do not own or operate VM.
-Virtual Money is backed by the Southwest Bank of Forth Worth, TX.
Levels for verification process!
0-2500.00 (only information required is registration information)
2. 2500.00 - 10,000.00 (2 sources of ID and a photo ID)
3. 10,000.00 And Higher (Bank Verification, Utility Bill, Telephone Bill, Photo ID) All with name and address of the card holder! (phone bill must show your phone number)
* These amounts are an average monthly balance (The average monthly balance for a bank account, for example, is the sum of ending daily balances divided by the number of days.)
* You will be able to submit your information either by fax to Virtual Money or by an email to them by uploading your scanned documents. Any format with .jpg, gif, bmp are acceptable!
Please keep in mind that you should get this information ready and available for when the card is ready for registration. Some of you may not have the ability to fax or scan, so take them to a copier place and have them scan them for you. This way you can have this information when the time comes.
Your Virtual Money Back Office:
In your back office, this is what you will see:
balance.....history.....transfer.....profile.....f ees.....statement....support....faq.....news.....
You will also be able to do these things.....
1. See your current and available balance....
2. See your monthly statement for your Card
3. See your recent card history and search through previous transactions
4. Transfer funds to another VM card, to a bank, or to write a check
5. To see the usage fees for your card.
Funding Your Card:
1. Card to Card
2. Direct Deposit
3. ACH to Card
4. Loading Terminals (Your card can be loaded directly through any Wachovia or Wells Fargo Banks. Visit a local branch; provide your card, Identification and Virtual Money’s Routing Code)
5. Bank Wire
A mass email will be sent out to all Phoenixsurf members when it is time for you to order the cards. Again, once you fill in your registration, you will wait 48 hours before you can activate your account. Once your account is activated, you can start funding that card immediately. The mass email will explain more.
Well... it has come to my attention that the debit cards will be replacing E-Gold completely within Phoenix Surf.
Count me out. I'll probably continue to make small upgrades but even if they pull the debit card off, they're payment processor is coming as well and moving everything 'in house' which is NOT a good thing. Too much verification, too much mucking around, etc. just to be paid out... And we all know how situations like this have panned out in the past.
I'm gonna keep small spends in and see how it goes and if it is pulled off without a hitch and is still here in a few months... then I might reconsider. Maybe!
WiredSurf
In preparation for their switch to the new terms of their program it seems that many people's payments are quite late, quite a few past the 7 business day threshold.
I wouldn't reinvest (anything worthwhile) here at the moment, but give them a little time to implement their new stuff and see how it pans out - the payments could have just slowed because of all the new implementations.
So it looks like CompactSurfing is definitely the best surf at the moment... I'm definitely issuing yellow flags for the other two.
HOWEVER - everyone's such big fans of surfs? Why? You have to remember that they are basically prolonged ponzis in general, perhaps prolonged partial ponzis.
Maybe one day the holy grail of autosurfs will pop up, but in the meantime they are games, educated guesses (so a better punt than a "200% in one day HYIP" punt.)
What I don't get is why people aren't checking out stuff like FX-Experts more. Bear that in mind. :)
Ciao.
posted by chancer at 12:24 PM
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