LyfeCard

Well, my lyfecard arrived in the mail today (for Global Online Depository.)

That was quick!

I have been told in about a week we should actually be able to use it as well.

Good stuff, I'll keep y'all informed of course.

Little Engine That Could And Other Such Cliches...

The name says it all. Blue Heaven Mails is a nice little program with a nice gimmick/hook - the only worry was that it would get buried in obscurity and people wouldn’t take it up quick enough.

So far however, such worries have been without merit and Blue Heaven Mails continues to be a good little surprising trooper.

Here’s their latest bit of P.R. work:

“We are glad to inform you that so far we are very content with our growth. Our growth rate has increased by approximately 40% in the past week. This shows that more and more of you have shown confidence in BHM and we must tell you that you are the lucky ones to have joined us in the beginning. We have a long way to go as we look forward to be online for atleast 3 years and expand and take BHM to new horizons while doing so. We have already made many upgrades since the launch. We are constantly trying to differentiate BHM from other programs by adding creative upgrades to the program.

We are in process of getting BHM incorporated in Panama. We already have few big spenders and heavy hitters in BHM who have shown confidence in the program. In the days to come, their referrals and followers will join us as well. So you can expect the growth rate to increase by at least 100% in the days to come. ”

Despite it’s out of the way thread in most of the cheerleader forums, it’s still kicking ass. Way to go, little guy.

Oh Lyfe (Card)

Global Online Depository is still only accepting company cheque as a withdrawal option as of this moment but I have been assured that E-Gold and E-Bullion are on the way back (perhaps within the week.)

In the meantime they have instituted a debit card - the lyfecard. Information and linkage can be found at the Global site.

In the meantime its a pretty spiff looking card, and it seems to be an established one from my quick persual (though I could be mistaken.)

Nevertheless, I even got an immediate phone call (to Australia mind you) to give me an activation when I ordered mine (did I mention they are free of charge?)

So... Be interesting to see how this pans out. Either way, although the reversion to only company cheque was worrying at first, recent actions such as the instigation of this lyfecard and the personal reassurances that the E-Currencies are on their way back in is very encouraging indeed.

Global continues to be a very interesting beast.

Why Didn't I Think Of This One?

If you like autosurfs… you’ll like this. It’s a great opportunity that I am kicking myself for not being a part of already.

Paid To Surf Monitor’s Passive Income Plan

After taking a momentary break from autosurfs something caught my eye and I realized “why aren’t I in this?” And then I thought, “why hasn’t it been mentioned here before?”

Anyway, it appears to be somewhat the holy grail of surfs. It’s a diversified surfing fund which has been attempted before but this one comes highly recommended to me by some fashionable (and intelligent) peeps and this one has actually been consistent in its returns and hasn’t hit any road bumps.

So, what is it? PaidToSurfMonitor’s Passive Income Plan (yes I know the full title is an unwieldly one.)

The basics are as such:

“By purchasing one or more PTSM Units You will not need to surf for hours and You will still earn a high interest rate.
Furthermore each 1 PTSM Unit is worth 2,000 Bnner Impressions that will be shown in the middle of the PTSM member’s area. This advertising channel will surely help You boosting Your sales!

We accumulate the funds of the PTSM Units purchased members in a common pool and distribute these funds over several autosurf programs.

At the end of each month, the income (ROI) derived on the membership pooled funds is made available to purchased members.

Banner Advertising
Each Unit is worth 2,000 banner impressions. Just send us Your image and URL link and we will add Your Banner to our rotator within the members area.

Profits Sharing
This is neither a HYIP nor an autosurf, this is a profit sharing program based on the profits of PaidToSurfMonitor.com.

Our choices are based entirely on our experience and research. We distribute a proportion of our profits every month from ALL our activites; the . autosurfs we have invested in, advertising and referral earnings. Profits from all these sources are put together and shared with members of PTSM Units.

Units Tracking
You will have the possibility to track Your own units and earnings at any time from the members area. You will see Your Units purchased, Your monthly income and the monthly performance.

Referral earnings
Our referral program pays you up to 10% of each PTSM Share purchased by your directly sponsored members.

Portfolio diversification.
We diversify our investments to reduce the risk of loss. We maintain a very carefully balanced portfolio of autosurf programs.

PTSM Units do NOT expire!”

I like that bit “do NOT expire!”

Anyway, some of you may be thinking this is some dodgy flash in the pan style thing but it has been around for months now without a hitch and in fact here is their past ROI:

March 2006
+35%
April 2006
+40%
May 2006
+33%
June 2006
+31.2%
July 2006
+22.1%
August 2006
+17.21%
September 2006
+14.30%
October 2006
+10.27%

Nice, right? What is this, the best kept secret out there?

So the answer to me was pretty obvious - I like playing the autosurf game, and I like WINNING. (Because making some good bets equals cash.) Anyway these guys have been doing great and it really tips the odds in your favour, and they’ve got the track record and some really juicy months to hopefully keep it up.

If you’re into autosurfs, it’s a no-brainer.

Passive Income Plan.

And upon returning to the surf world I was pleasantly surprised to see BlueHeavenMails still kicking some ass. I was worried that after a week or two their gimmick/angle wouldn’t catch on enough, but it looks like (so far) their uniqueness is paying off!

So, I’m back to my usual average of ‘two surfs’ except both of them are different - a great pool with huge benefits, and a high percentage PTR.

Viva la difference!

Blue Banking Makes Me Blue And Udachu Smuggles Diamonds!

So here's a bit of a write-up session on some recent happenings at our friendly neighbourhood UdachuCorp. (*Yes, I know UdachuCorp is not their name, but it fit the sentence and that's all that matters right. Right?)

Anyway, there's going to be a bit of vagueness in this so-called article due to the nature of Udachu's privacy, etc. and I don't feel like losing my account. However, we can skim the basics (otherwise every member of forums like HYIPDiscussion would no longer be Udachu members!)

I am semi-pro Udachu. Sometimes my mental tally of how good they are wavers - up or down - but something always happens to bounce it back to the general position of about a 7 out of 10.

There are a LOT of Udachu cheerleaders however... They are a cut above the likes of SwissCult (SwissCash for those who haven't been keeping score) cheerleaders however. Udachu cheerleader-types have good reason for their cheerleading most of the time, but sometimes it crosses the line. We never like to hear the bad questions (or answers) so sometimes ignorance is bliss, no matter how vague the answers from the higher-ups may be. We get comfortable with something (like a HYIP) so we don't wanna hear those mocking it, those tearing it apart - it's all lies and slander! The power of positive thinking will pull us through.

Don't let yourself fall into such a trap. And although semi-pro-Udachu is my stance on the matter, I often find myself in a negative zone when dealing with the more fanatical Udachu supporters - asking a question with any sort of connotations besides extremely optimistic and positive, or poking your finger into holes which may or may not exist (hence why you poke your fingers in them) results in zealous zeal heaped on you and arguments.

Due to the increased intelligence of the average Udachu supporter over the average SwissCult supporter as well, you tend to find any confrontation happens on a more passive-aggressive, bitchy front.

Which is extremely unsatisfying (but is for those who get off on smarm.)

Some of the most recent obvious sagas includes something I can take credit for somewhat! (Self-congratulatory pause.) However it is not neccessarily a good thing... (I'd find all my support tickets, PMs, etc. that led me to this but I don't think I'm either allowed to print them, and most of them are pretty banal.)

Point of the story is - I tried to deposit some E-Gold to Bluebanking to load my debit card. Lo and behold, I was at the correct Bluebanking site, my computer was clean, I was 'secure' so to speak, the E-Gold API came up as leading to the Bluebanking account but it ended up depositing to some account called "TURKEY."

So, my spend was redirected. I got on the blower and had a whine of course, and before long it became apparent many other people had been affected (not hundreds or anything, but more than a few.)

I started off with Bluebanking tickets where they claimed it was first my fault. They pointed out I should have checked which E-Gold account it was going to. Then they claimed I was the only one affected.

Then I jumped onto UdachuFundForum and the peeps were much more accomodating. I was offered a full refund... Other people had brought the problem to light as well.

It was a complicated little worm, and as of yet I am yet to hear a definitive explanation. I don't think it was end user's fault, nor completely Udachu's. However, if I hear anyone else say it was on E-Gold's end I'll laugh. I 99% doubt that. Their implementation of an E-Gold protocol getting hacked does not mean E-Gold itself has been 'hacked.'

This is all leading somewhere, I swear.

I jump back onto the support tickets and they've conceded somewhat (as well as being arrogant bastards treating me like a moron.) They dole me out a partial refund, and - this is the part I contributed by being such a whiner! - they add the E-Gold account number onto their Bluebanking spend page (due to my question: How the bloody hell are we meant to know if we are spending to the wrong account if you don't tell us which account we are meant to be spending too?)

Okay, I can take PARTIAL credit. :) Because I am padding this out.

So I get back and PM the UdachuFundForum people that I have received a partial refund so I don't need the full one anymore.

That was about two weeks ago and I haven't received the FULL refund yet, but I'm sure I will eventually. (In contact about it now however and should receive the rest within the next day or so.)

Hopefully all the other people affected are having as good luck as mine - if you're not, stand up tall, contact people, and don't sit around quietly.

Soon E-Gold was getting blamed as Udachu deemed it 'unsafe.' To tell you the truth, I don't buy it until I see proof.

So E-Currencies were getting abolilshed - besides Udachu's INHOUSE D-Carat of course. NOT a wholly good thing, though according to the (inhouse of course) forum people you'd think it was the second coming, so I gave up.

(Bluebanking site now has a few little extra security warnings as well.)

Now - it wasn't long after this that suddenly all of Udachu's structure is changing and the programs require you to be part of a corporation or get an IBC. (Won't go into specifics.)

An interesting development, but being the Udachu supporter, yet also Udachu agnostic that I am, I am yet to see proof that this not all just an elaborate full-of-it ruse... Like I said, despite people's claims, all I ever see of Udachu are slightly-less-than-vague musings.

So, change is afoot (and I'll get to the Udachu Smuggles Diamonds bit next time! Stay tuned.)

Either way:

Bluebanking support wins points for a partial refund, but mostly loses points for being arrogant and telling me something that is clearly not my fault is not my fault. However, their responses were quick. They are one of the better site-support people I have had to deal with (just proves how crap other support 'lines' are.)

Udachufundforum support was great from some people (the actual Udachu people) but you do find the blame getting heaped on you by the forum members, or some narky attitudes. These people are never 'actual' Udachu people however. So the forum wins the battle.

For every postive, interesting step I see Udachu make, often unique steps, I also see things that are either vague, arrogant, or make alarm bells ring.

I remain firmly, an Udachu semi-supporter.

I also firmly remain... an Udachu agnostic.

Ciao, y'all.

Buck Hunter Is The Man

That trendy little title carries two meanings. So it’s like a double entendre without the entendre! (Buck is money and Buck the G.O.D. guy.)

Yes, this is a Global Online Depository update.

I personally still have them on my “HYIP” rather than “real opportunity” list as I have stressed many times, and feel the need to stress again. Although I could see them moving into that category one day.

Global Online Depository has moved into their ’second phase’ of lower interest rates and the like (which are much more in line with what I suppose some people would consider ‘reasonable expectations.’)

A massive backlog of last minute deposits and changes was accumulated and I expected it to slow down the program for weeks, as we’ve seen many other programs do in the past…

However this was not to be the case. Within about a week, things were back to normal speed including withdrawals. They are still catching up somewhat, but it appears their sorting through the last threads now.

Worryingly, my second last withdrawal took a little longer than usual… about three - four days longer… Then a ‘withdrawal sent’ email hit my inbox and I didn’t have any E-Gold despite receiving the email.

Alarm bells were ringing but I needn’t have worried. I caught word that G.O.D’s E-Gold had been compromised.

This signalled one situation that has been played out numerous times before - the program will use it as an excuse to go belly-up. However, I had one saving grace - when a HYIP pulls that kind of stunt they tend to drib and drab out some more payments to prolong the process, so there was still hope.

But I needn’t have worried - this is a SPIP not a HYIP!

So, in a chain of events that impressed me greatly, the next day I received an email informing me that E-Gold had been compromised. This was in relation to my second withdrawal. I was given the choice of check (cheque for us Aussies!) or E-Bullion.

I chose E-Bullion, and received the withdrawal within the next ten minutes! (Quite a sizeable amount too.) Noice.

And this withdrawal was within the normal period once again!

But there was still the case of my first withdrawal. So I contacted the same email address I got the E-Gold notice from…

And within half an hour my E-Bullion was accredited the first withdrawal!

So yes, at this moment in time I am extremely impressed. I would say their E-Gold WAS compromised, but instead of a long, complicated process designed to prolong matters, or make us jump through hoops, I had my money HALF AN HOUR LATER.

Kudos Global Online Depository, you’ve shifted into ’second gear’ as your jargon speak likes to refer to it, and you’re running better than ever.

Every day I keep seeing and hearing interesting reports, photos, and assorted paraphenalia in relation to you guys being legit, and although a few warehouses doesn’t count for everything unless goods are audited in relation to payouts, some of the things I’ve heard are very encouraging.

You may not be on my ‘real opportunities’ list yet guys, but you damn sure are the top of my HYIP list.

Ballad Of NSFG

Now, as many of you may know, NSFG have been the center of controversy as of late.

At least, surrounding their pooled account they have been...

You see, the problem is that many moons ago (roughly six months) the NSFG boys changed brokers (one of a few broker changes) ...

And they had a large portion of their funds apparently confiscated (detailed explanation below.)

They were down to a certain amount of liquidity, and then traded back up - but due to people making mass withdrawals, the liquidity went back down again. (Imagine they only have about 30% of their funds, and people are withdrawing 100% of their accounts out of that 30%...)

Anyway, the problem is - this was going on for roughly SIX MONTHS before we were told!

Myself, and many, are very disappointed in these actions. Not the confiscation of the money or anything like that, but the fact that they kept this fact from us.

They've been trying to make amends as of late and pumping their own funds back into NSFG... And now withdrawals are allowed again and our account balances have been updated to reflect the true liquidity.

It's a step in the right direction, and I am disappointed by many aspects of this situation, yet other elements of it illustrate to me that these guys are the real deal *(despite their shoddy handling of this situation in its early stages.)

We'll see what happens - though it could take a while to return to full account liquidity (and profits beyond that.)

In the meantime...

Well, here is the original explanatory email. It is vaguely private, but due to the fact this email is a few weeks old and has been plastered willy-nilly throughout the forums I suppose it won't matter if I post it here (and I'm sure the NSFG boys won't mind):

"What I am about to say I something that I had hoped we would avoid, however circumstances have dictated that we must take action now, and that action is not going to be popular for some of you.

I will start at the beginning, many of you may remember way back when we first started we were using ACM in Switzerland as the broker for our Pool Account, and then switched over to FXCM in February so we could run the Managed Accounts.

The problem started when we took our money out of ACM, because of their strict Anti Money Laundering Regulations the money had to be returned to the account which was on file held with them. The account in question at that time was our old Danish Corporate Account. The money withdrew from ACM without a problem, however as soon as it hit the Danish Account, the Danish Financial Authorities were all over it.

Ken was called in by the Ministry of Finance to prove what this money was, which we promptly did. However this did not satisfy them and they refused to release the money in the account to us for onward transportation. After taking legal advice it was clear that we were not going to be getting this money back and the Ministry of Finance went so far as to say that they are keeping this money so that they would not charge Kenneth with breaching Financial Law in Denmark for the handling of other people’s money. In short we had no option but to accept their token offer and move forward.

After this and following the deposit of all the money that was at the time held in E-gold and the Cyprus Bank Account we were at a position of being at 50% liquidity.

We had two options at this point, we could either immediately reduce everyone's balance by 50% or trade back the difference through our own gains from trading to top the fund up. Obviously we choose the later.

We did in fact manage to successfully get the fund up to around 70-75% liquidity by putting our own money into the account from the trading returns…..and in hindsight it was here that we should have taken the measures that we now have no choice but to take. We did not however foresee the huge amount of withdrawals that would occur in the following months which have reduced us again to around 30% liquidity.

This is not a situation that can continue and to ensure that the fund remains liquid and here for the long term, we must take the following steps. These measures are probably not going to be popular with some of you, however they are required.

This is what we must do effective immediately.

1) Freeze all Balances as per the September Statements for the next 3 months

2) Suspend all Withdrawals – Pending and Future – for the next 3 months

3) Return all deposits made this month to their account of origin.

We are truly sorry if this does impact on you particularly if you have requested a withdraw in October, as the last thing that we wanted to do was cause people hardship. However we must do this for the long term stability of the fund for the coming years.

Many of you have already said to me that this is a necessary course of action and have understood the reasons for doing it. At the end of these three months we will be able to re-evaluate where we are again and look to move forward.

I would like to emphasize that if we do not take action now, then the entire fund could be in jeopardy of liquidizing over the course of a few months.

We are very truly sorry that we must do this, and are aware that this will tarnish our otherwise good reputation. The only good thing that we can say about this situation is that the trading has been good and we are not going anywhere, we have a substantial client base so we will get through this……we just wished we had jumped on it a little sooner than now!!

We are both very upset about having to do this, and aware that many of you will be disappointed in us getting to this position. I would like to thank many of you who are already aware of this and the understanding that you have shown.

This is costing us both personally a great deal of money as we have been depositing our own personal funds and trading commissions into the account to get the liquidity to a reasonable level, only for it to get back to this situation again. We however will continue to do this until this problem is resolved to the very best of our ability and use the coming months to get us back on track and moving forward.

In the years to come, this will just be a bump on the road, but it is one that we must cross now. After the 3 months have passed we will see where we are, until then Ken will continue to trade and we will be putting our own trading funds back into the fund to bolster it up.

I am sorry that I don’t have better news, and I am sorry if you have a pending withdrawal made this month.

Moving forward we had always planned to separate the Pool Account from Northsea more directly so that we could become FSA compliant and have already made investment into doing this. Over these three months we will further this goal so that the future will be far better for all and will keep you updated on the progress."

This post would have been accompaneid by a lot more vitriol and spitting, but a little time has passed and I continue to be busy in 'real life' so the 'waiting game' is a little easier to play when you're not checking up on it every ten seconds. Either way... I'm sure we'll see many updates these coming months. (And I know that if NSFG does recover, they're going to find themselves with a lot less pooled account members as people jump ship, and for good reason to.)

Update Intolerant.

I couldn't think of a funny way to say "lactose intolerant" but make it "lacking updates intolerant."

So I forgo the wit and just jump straight to it...

Anyway guys and guyettes, sorry about the lack of updates recently, I'll hopefully post some stuff soon, but it will probably continue to be fairly intermittent (once or twice every few days) for the next week or two.

Ciao y'all!